Add Comment Question: How can disability benefits be withheld for LTD for dimentia Answer: I don't understand your question. If a person suffers from dementia or any other illness or injury that disables him/her from working then s/he is entitled to LTD if they have coverage for it. If they have coverage for it, are unable to work because of their illness/injury and the insurer denies their claim, they should contact me ASAP and we will help. My contact info is below. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.