Add Comment Question: I am a 59 year old woman with Parkinson's Disease. I am currently still working and do have LTD Insurance through by employee I am having trouble completing my daily work tasks. Should I apply for LTD at work or should I try to hold off until August 2019 when I will turn 60 and can quit work and apply for CPP Disability benefits? Answer: If you can’t work because of your illness and your doctor will support you being off work due to your disability then you should qualify for LTD. You can also apply for CPP Disability at the same time. If you get denied LTD call or email me at my contact info below and we will help. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.