Add Comment Question: I have been on LTD through my employer since May 2016 after having cervical discectomy and fusion. I have been diagnosed with fibromyalgia and osteoarthritis and have also applied for CPPD, which is under process. What can I expect from my employer and the insurance company now that I won't be returning to work. Answer: At some point the insurance company may cut you off or threaten to cut you off benefits. If that happens or if your employer fires you it is absolutely crucial that you contact me and I will tell you what your legal options are. My number and email are below. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.