Add Comment Question: Hi....I am getting a retroactive lump sum cpp disability check which I understand has to be handed over to Sunlife. Can I keep the money and arrange a long term repayment an with Sunlife? I have alot of high interest debt which I could pay back which would reduce financial hardship. Thx Answer: The insurer will likely insist that they get it all. That said, you can speak with your adjuster and see if they’ll agree to what you’ve suggested. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.