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My question is my union told me to get my own lawyer if my long-term disability insurance company decides to stop paying me I am permanently disabled I wrote to you yesterday and you told me in some cases you do help people that are in Union depends on their Collective first question my union has told me I would have to get my own lawyer if my insurance company stops paying me so that question is answer my second question is when I'm doing the severance calculator on your site it does not allow me to perform action because I am part of a union will not give me a severance amount and my union is telling me I could get my own lawyer what's my course of action here would you think

Hi there I have been disabled on long-term disability for 8 years recently long-term disability insurance company is sending me out update letters to be filled by my doctor following that letter was a threatening letter that they will suspend my benefits I contacted my union and they told me I have to get my own lawyer if they were to spend my benefits the Union once again told me I would have to get my own lawyer if my benefits were suspended to pursue legal action against Insurance Company threatening me not to pay my benefits basically can I get help from your firm if my Union is telling me to get my own lawyer

I am being denied due to Insurance wanting me to take treatment advice from the Psychiatrist they assign. They also book the appointment for me, but that day I have a dentist appointment and cannot make it. After that, they denied my claim and reached out to my employer to say I am not eligible for LTD. I think they are trying to play games on me. What should I do???

I had a back injury in approx 2019 at work and was off for 6 weeks under WSIB. I also recorded one other back injury with WSIB before that but did not have any missed time. Since then, I have been off work due to PTSD through WSIB since 2021 and just finished schooling they put me through and am set to find a new job. However, about 6 months ago I was diagnosed with osteoarthritis in my back and seem to be having a lot of issues with it. What I’m wondering is A) when applying for new jobs would I select that I identify as someone with a disability? B) is there anything I can do about my back injury related claims and my new diagnosis of osteoarthritis?

I am reaching out to seek your guidance regarding two documents I have received from my new long-term disability (LTD) insurer, which are required to be signed and returned promptly. 1. Authorization to Communicate by Email: This document states that the insurer cannot guarantee the integrity and security of information communicated via email. It also includes a disclaimer indicating that the insurer will not be responsible for any loss or damages I may incur as a result of using email for communications. While I understand the need for this authorization, I am concerned about the risks associated with transmitting sensitive information through email. 2. Agreement, Authorization and Acknowledgement: This document requires me to confirm that all verbal or written statements made regarding my claim are accurate to the best of my knowledge. It further states that my claim could be denied or terminated if I fail to comply. Additionally, by signing this document, I would be consenting to the investigation of my claim and authorizing the insurer and several other parties to collect, use, maintain, and disclose my personal information for various purposes related to benefit plan administration and claims management. My primary concern is that signing these documents seems to serve the interests of the insurer without providing any clear benefit to me. Additionally, I worry that the provisions could potentially be used against me in the future. Given that my well-being may not be their primary concern, I am hesitant to proceed without fully understanding the implications. I would appreciate your advice on whether I am obligated to sign these documents, what my options are if I choose not to sign, and any potential risks involved in either decision. Thank you for your assistance.

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