Top Questions and Answers

Ask your question and a Long-term Disability Lawyer in Canada will answer in minutes

I was recently diagnosed with severe glaucoma all my employers lay me off as soon as I tell them about my disease I’m wondering how do I find out if my disease is considered a disability by law

So I work for a very very strong union one of the largest I am a casual employee as the members are members. I was on B board and I have been a casual of the union going on 8 yrs now. Nov. 2020 I broke my right wrist not at work I have all documentation records X-rays etc. I also want to make note that I have severe Crohn’s disease during this time it was covid so I was not able to attend work I also want to miss note that our work froze our boards meaning no one can move or fall back that was in may 2020 so I do have an email from our secretary treasurer stating he did not need any documentation from me at that time. So I was ready finally to go back to work March 30, 2021 but unfortunately I was in the middle of a 3 car pile up March 29, 2021. I have provided again all documentation X-rays required to my employer thinking I was and still should have been on B board because I have provided all or do I thought proper documentation to my employer but as I was informed I was missing one dr. Note for November 2020 so they dropped me back a board!!? I have all notes X-rays from my wrist I also new that my work froze boards so there is that factor also. So if I didn’t hand in one dr note but have done so for everything else all other months also was still covid then can my work I guess demote me by dropping me down a whole board position?! Because I’m getting ready to go back to work coming in a couple months and i with being off for a very long time now was needing hoping I was still by my crew I started with for the support also since I still should have been on b board that means I’m that much closer to moving up to A board where there is job pick and benefits.

I receive LTD at 66.7 % of my monthly income. I also receive CPP monthly payments that the Insurance company deducts dollar for dollar, so I still only receive 66.7% of my monthly salary. I have an all source maximum provision in my plan which states that it limits the monthly amount of income I can receive from all sources while I'm disabled. It states that it means that "if other sources of income plus my LTD payment add up to more than 85% of my monthly pay before I became disabled, they'll reduce my LTD payment with the excess amount. My question is that I want to know if they should be taking the full amount of CPP disability, or should they only be deducting an amount that still allows me to have 85% of my income prior to disability rather than them deducting the full CPP entitlement. I guess I'm interpreting it as I should be allowed to have 85% of my income before I was disabled, and they are still only allowing me to have 66.7% based on my plan. Is this correct, or am I totally wrong on the meaning of this 85%? Thank you.

Do i have to inform my employer of my disability

I have Hodgkin lymphoma and was denied ODSP

Have questions about your long-term disability claims?

Join us for a free live Q&A session on your disability rights and ask your questions with a disability lawyer LIVE.

Find All of Our Upcoming Sessions Here: Disability Law Live Q&A