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I’ve been on LTD for three years. Two attempts to return to work have failed. LTD is threatening to cut me off due to being unable to retrain for something new. Inability is due to stress, depression, financial stress, and the need to relocate for training/education. At this point it is feeling like constant harassment. Is it possible to receive a buy out from LTD or my employer so at least I won’t feel that constant stress from them anymore. I’m not sure if this is something I should approach them about. Thank you.

They will likely not want to pay you a lump sum if they’re trying to cut you off. Please call or contact me directly at my contact info below and we can discuss your situation at no cost so we can explain to you your options. Don’t give up. We deal with issues like this all the time and you DO have options.
Sivan Tumarkin
Direct Tel (Toll Free): 1-888-990-9646     Email:     Web:
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