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Hi, I am currently in receipt of long-term disability benefits, with coverage under an "any occupation" policy. Can I return to work on a part-time basis and still be topped up to my current benefit amount? How many hours per week might I be allowed to work if I were to return to work in this context? I am afraid to contact my disability insurance provider with these questions as I am concerned these questions will trigger an investigation into my claim. Thank you for any advice!
Thanks for your question. Whether or not you're able to work while in the any-occ phase of your policy will be stated in your LTD policy. Unfortunately, each policy is different so there's no easy answer. I recommend asking your case manager for a copy of your policy (you have a legal right to do so), and review that to determine any limitations on your benefits. If you have further questions or concerns, you can contact our disability specialist, Rebecca, at rebecca.stap@stlawyers.ca