What will happen to my LTD next year when I turn 65 next year? I have been receiving it since 2013. Will I be entitled to a severance at that time?

Most LTD policies end at age 65, but not all. You should check your specific policy, or ask your case manager, to confirm. Assuming yours done, at that point, you may become eligible for certain pensions and/or pension-related benefits, such as regular CPP.

In terms of whether you would be entitled to severance, as this is the disability/insurance branch of the firm, I recommend you re-post your question to our free employment questions website (www.terminationquestions.com).