What happens if employer tells insurance company that they cannot accommodate a return to work plan and there is no job there I can do anymore? LTD is up in April.

With regard to your employer's duty to accommodate you with a position, I recommend using our free employment questions website (www.terminationquestions.com) as a starting point.

With regard to the denial of your LTD claim, we may be able to assist with that. I'm going to email you directly to get more information.