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For the clause in the long term disability agreements that has to do with any occupation at the 2 year mark. I know it doesn’t mean any job but based on training, education and experience language in LTD policies who would be in a better position to stay on LTD claim based on they have already been approved for CPPD. Person A with a master’s degree and teaching experience or Person B who dropped out of college/university?
Thank you.

It would depend on not only their educational background, but their experience. They also have to be able to earn a commensurate amount of money (to their pre-disability salary), which is typically 60-80%. That said, very generally, if you have more education, you tend to have more options for finding new work (and perhaps less physically demanding work).
Sivan Tumarkin
Direct Tel (Toll Free): 1-888-990-9646     Email: sivan@stlawyers.ca     Web: www.stlawyers.ca
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