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I just applied for LTD due to Breast cancer but was found to be BRCA1 positive 7 months after my policy started. They are reviewing my claim for pre existing conditions. Will my BRCa1 status be used to deny my claim even though I only found out 7 months after being eligible for benefits at work?

The pre-existing condition exclusionary terms in LTD policies are very narrow. As such, there are often ways to attack those types of denials. That requires, however, a review of your specific term, and a precise analysis of the timeline of your condition. I'm going to contact you now so we can explore this more.
The Disability Lawyers at Samfiru Tumarkin LLP
Direct Tel (Toll Free): 1-888-990-9646     Email: help@disabilityrights.ca     Web: www.stlawyers.ca
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