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After almost 6 years of LTD I am once again asked to go see one their doctors they are telling me because my doctor retired and I haven’t found another one yet Do I have to see one of their doctors?
Generally, if they are asking you to see one of their doctors for assessment, your policy often dictates that you have to comply with that. However, if your being asked to see one of their doctors for treatment, you may not have to do that. You can ask your insurer to show you where in your policy it gives them the right to ask that you seek treatment by their doctors. If you run into any issues or have further questions, you can reach me directly at firstname.lastname@example.org or 1-844-661-9065x 132