Add Comment Question: Good afternoon As of January 28, 2019 I have been on long term disability. When it comes to my insurance premiums, is it my employers responsibility to pay for said premiums. I have been paying all along since being on long term. I work in Orléans, Ontario Thank you Micheline Answer: You should check your LTD policy to see if it has a waiver of premiums provision. If it does, then you should not be paying the premiums, and ask for a refund of premiums paid while on LTD. If it doesn't, you are likely responsible to continue to pay. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.