Add Comment Question: Do I have to tell my LTD provider of I cash out some of my rrsp? Answer: Not unless your policy requires you to tell them. Have a look at your policy. Generally LTD policies say that certain income is credited to the insurer (which reduces the LTD amount a person receives) but RRSPs are savings. That said, again, read your specific LTD policy to see if it requires you to disclose RRSPs taken out to the insurer. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.