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I am currently on wsib for work related injury and doing modified position for past 6 months. I just got accepted ltd by my employer insurance. This only applies if i can no longer do my modified job or wsib denies my claim? I keep getting placed in different work locations and get affected by environment as suffering mould exposure at work. I am due return to my original job without restrictions but i am still reactive to my worksite.
If you were accepted into LTD that means that they consider you totally disabled from working under the LTD policy provisions. If you go back to work then they will not pay you LTD. Also, LTD policies generally contain provisions giving the insurer credit for any WSIB payments you receive.