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I am receiving disability payments via Service Canada, topped up by private long term disability. I have an opportunity to sell a real estate property and have capital value gain. The house is something I've owned for many years--long before I became disabled. However, it has appreciated in value significantly. Would this capital value gain be considered my income and will stop the disability payment from Service Canada and/or private insurance? Any guidance would be appreciated. Thank you

It depends on the wording of your LTD insurance policy. Some policies contain provisions that may entitle an insurer to credit for “other income” earned while you collect LTD payments. Review your specific policy.
Sivan Tumarkin
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