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How in detail should you go on an LTD form for effects on daily living? I feel like I should give them a glimpse into my day to ‘prove’ how debilitating my condition is but is that just giving them more ‘ammo’ to pick out a reason to deny? Should the effects on daily living usually just be short and sweet and then just expanded upon if denied?

Be as detailed and as truthful as you can be. If for whatever we reason they deny you then let me know and we will help. My contact info is below. I always tell my clients to be as truthful and we detailed as possible.
Sivan Tumarkin
Direct Tel (Toll Free): 1-888-990-9646     Email:     Web:
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