Add Comment Question: I'm permanently disabled can I ask for a complete pay out of my insurance is up to the age of 65. Would I be able to ask Canada pension disability for a full payout as well. I will not be returning to any form of work due to being paralyzed. Answer: Unfortunately LTD insurers rarely payout if you ask them. If you ask it may also raise red flags so be careful. With CPP Disability that is a monthly payment. I am not aware of any payouts. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.