Add Comment Question: I’m currently receiving LTD from OTIP and CPP. If I can only return part-time, will LTD insurance pay the other half? Answer: It depends on your policy. Sometimes you can return part time but the insurer may pay you less if you earn some income. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.