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My employer approved my LTD claim and at the same time proposed a return to work schedule. Can they terminate my benefits if I don't agree to return to work schedule? I don't feel ready to start back yet.
Hi I am back to work now but I was on LTD for a year. I did work 2 days while on LTD before I realized I wasnt suposed to perform any job at all while on disability. What can I expect if the insurance company finds out?
I'm i a position where I've been of STD for 6 months awaiting a decision from LTD. My doctor supports my need to be off work full time ( as well as my psychologist). I've been denied once from Manulife and mounted an appeal. My question is this, I have to support my family...full stop. If I'm forced back I'll need to take highly addictive drugs just to cope ( anxiety/panic/PTSD)...I'll ask my doctor to send me back with accommodations to work part-time..but how will this effect taking them to court if I've basically told my doctor I'm well enough to go back(1/2 time)....even though I'm not well enough, just so I can feed my family? Won't the Insurance say" your doctor said you could go back?"
How do I claim long term disability physical and mental I live in a nursing home and can't Really afford it plus it's not very good for my needs I'm epileptic have dementia and no balance
My husband was accepted for CPP disability a week ago had also applied for LTD through his workplace. Received call from Ltd this week denying his claim. Quoting not enough medical evidence. The LTD claim was filed September 2017 so it took them 7 months. Same medical info went to CPP and he was approved. What are his chances with an appeal. Thanks